21015 ZIP Code — Bel Air, MD

Harford County, Maryland

ZIP code 21015 is located in Bel Air, Maryland, within Harford County. It covers approximately 31.25 square miles and serves a population of 30,485 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 443/410/667.

About ZIP code 21015

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $410,300. Owner-occupancy is high at 90%, well above the national average.

Median household income is $135,454. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 21015 reflects a community defined by a highly educated population and high homeownership.

30,485

population

31.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

21015 ZIP code map

Cities in ZIP code 21015

Below are the cities the US Postal Service accepts for ZIP code 21015. Using any city not on this list may result in mail delivery delays.

City	Status
Bel Air	Preferred

Nearby ZIP codes

21014 Bel Air (3.2 mi) 21028 Churchville (3.4 mi) 21009 Abingdon (5.1 mi) 21017 Belcamp (5.8 mi) 21050 Forest Hill (6 mi) 21001 Aberdeen (6.1 mi) 21085 Joppa (7.6 mi) 21078 Havre De Grace (7.7 mi) 21047 Fallston (7.8 mi) 21040 Edgewood (7.9 mi) 21034 Darlington (8.1 mi) 21154 Street (8.2 mi)

Demographics updated 06/2026

Population
Total population	30,485
Population density	976 / sq mi
State FIPS	24
County FIPS	025

Geography
Land area	31.25 sq mi
Water area	0.22 sq mi
Latitude	39.5475
Longitude	-76.2944
Timezone	Eastern (ET)
Area code	443/410/667

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	25.4%	28.2%
$50k – $100k	22.2%	28.0%	28.2%
$100k – $200k	35.9%	34.2%	30.1%
Over $200k	22.0%	12.4%	13.4%

Demographics & statistics

30,485

Population

976

People per sq mi

40.1

Median age

$135,454

Median household income

$56,493

Per capita income

$410,300

Median home value

$1,614

Median monthly rent

90.3%

Home ownership

3.5%

Poverty rate

3.6%

Unemployment

10,320

Housing units

51.7%

Bachelor's or higher

Age distribution

Male Female

645

Under 5

707

1,123

5–9

1,231

1,215

10–14

1,333

964

15–19

1,057

817

20–24

895

1,480

25–34

1,622

1,912

35–44

2,096

2,053

45–54

2,251

1,160

55–59

1,271

1,033

60–64

1,133

1,172

65–74

1,286

737

75–84

809

230

85+

253

← Male

Female →

Age summary

Group	Count	%
Under 18	7,546	24.8%
18 and over	22,939	75.2%
65 and over	4,487	14.7%
Median age	40.1 years

Race & ethnicity

White 77.9%

Black or African American 6.7%

Two or more races 5.2%

Asian 4.9%

Hispanic or Latino 4%

Other race 1.4%

Group	Count	%
White	24,728	77.9%
Black or African American	2,128	6.7%
Two or more races	1,637	5.2%
Asian	1,542	4.9%
Hispanic or Latino	1,276	4%
Other race	446	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	25.4%	28.2%
$50k – $100k	22.2%	28.0%	28.2%
$100k – $200k	35.9%	34.2%	30.1%
Over $200k	22.0%	12.4%	13.4%

Under $10k 1.9%

$10k–$15k 1.2%

$15k–$25k 4.0%

$25k–$35k 4.7%

$35k–$50k 6.3%

$50k–$75k 10.8%

$75k–$100k 7.4%

$100k–$150k 19.4%

$150k–$200k 16.4%

$200k+ 28.0%

Range	% of households
Under $10k	1.9%
$10k–$15k	1.2%
$15k–$25k	4.0%
$25k–$35k	4.7%
$35k–$50k	6.3%
$50k–$75k	10.8%
$75k–$100k	7.4%
$100k–$150k	19.4%
$150k–$200k	16.4%
$200k+	28.0%
Median income	$135,454

Housing

Home values

Under $50k 2.1%

$50k–$100k 0.7%

$100k–$150k 0.6%

$150k–$200k 4.3%

$200k–$300k 18.9%

$300k–$500k 42.2%

$500k–$1M 29.4%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$410,300
Median rent / month	$1,614
Owner occupied	90.3%
Renter occupied	9.7%
Vacant	3.3%
Single-family detached	65.4%
Large apartment buildings	1.8%
Mobile homes	1.8%
Median rooms	7.7
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	1.0%
2010–2019	8.3%
2000–2009	19.3%
1990–1999	24.8%
1980–1989	18.8%
1970–1979	11.4%
1960–1969	8.7%
1950–1959	3.4%
1940–1949	1.0%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.4%
2 bedrooms	15.5%
3 bedrooms	35.8%
4 bedrooms	37.0%
5+ bedrooms	9.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	22.3%
2 vehicles	41.7%
3 or more	32.2%

Heating fuel

Fuel type	%
Utility gas	47.0%
Electricity	38.8%
Propane / LP gas	3.1%
Fuel oil	8.1%
Wood	0.7%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	7,141	64.8%
Cohabiting couple	299	2.7%
Male householder, no spouse	989	9.0%
Female householder, no spouse	2,584	23.5%
Households with children under 18	4,154	37.7%
Households with seniors (65+)	3,144	28.5%
Average household size	2.76

Marital status

Status	Male	Female
Never married	27.8%	23.1%
Married	64.8%	57.3%
Separated	0.9%	0.3%
Widowed	1.4%	10.4%
Divorced	5.1%	8.8%

Education

Less than 9th grade 1.7%

Some HS, no diploma 2.4%

HS graduate 19.9%

Some college, no degree 16.7%

Associate's degree 7.6%

Bachelor's degree 28.8%

Graduate / professional 22.9%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	51.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	584	6.7%
Kindergarten	532	6.1%
Elementary school	3,732	43.1%
High school	1,773	20.5%
College / grad school	2,047	23.6%

Employment

Industry of employment

Education & healthcare 22.9%

Public administration 15.2%

Professional & management 15.0%

Retail trade 9.6%

Finance & real estate 7.7%

Manufacturing 7.6%

Arts, food & hospitality 5.7%

Construction 5.2%

Other services 3.7%

Transportation & utilities 3.2%

Wholesale trade 2.1%

Information 1.7%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	59.7%
Service	9.9%
Sales & office	18.6%
Natural resources & construction	4.0%
Production & transportation	7.8%

Employment type

Type	%
Private sector	73.0%
Government	23.4%
Self-employed	3.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	80.3%
Carpool	4.1%
Public transit	0.8%
Walk	0.2%
Work from home	13.7%
Other means	0.9%
Avg commute (minutes)	32.5

Poverty

All people 3.5%

Under 18 years 2.6%

18 and over 3.8%

Married-couple families 1.6%

Female-led households 5.4%

Income support

Source	% of households
Social Security	28.9%
Retirement income	28.1%
Supplemental Security	3.1%
Cash public assistance	0.7%
Food stamps / SNAP	3.8%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	32.8%
High cholesterol	33.0%
Diabetes	8.4%
Heart disease	5.2%
Stroke	2.3%
Asthma	9.3%
Arthritis	22.6%
Kidney disease	2.3%
Pulmonary disease	5.2%
Cancer	6.7%

Behavior / access	%
Smoking	13.4%
Binge drinking	15.6%
No physical activity	18.1%
Less than 7 hrs sleep	30.8%
Depression	18.2%
Fair or poor health	9.8%
Poor mental health	12.8%
Poor physical health	7.6%
No health insurance	8.0%
Visited doctor (checkup)	77.6%
Visited dentist	71.3%
Cholesterol screening	92.8%
Teeth loss	8.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,873	8.2%

Disability	%
Any disability	9.5%
Under 18	2.1%
18–64 years	7.2%
65 and over	31.9%

Health insurance coverage

Type	%
Private insurance	88.7%
Public insurance	23.2%
No insurance	2.7%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,133	95.6%
Spanish	687	2.4%
Other Indo-European	206	0.7%
Asian & Pacific Islander	270	0.9%
Other languages	211	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,017	95.2%
Born in same state	28,626	93.9%
Born in different state	18,659	61.2%
Foreign born	391	1.3%
Naturalized citizen	1,468	4.8%
Not a US citizen	1,010	68.8%

Ancestry

Ancestry	Count	%
Italian	5,398	17.7%
French	4,181	13.7%
Arab	1,030	3.4%
English	296	1%
German	159	0.5%

Ancestry	Count	%
Polish	144	0.5%
Norwegian	119	0.4%
Irish	85	0.3%
Dutch	71	0.2%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	97.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21015

What city is ZIP code 21015 in?

ZIP code 21015 is primarily assigned to Bel Air, Maryland.

What county is ZIP code 21015 in?

ZIP code 21015 falls within Harford County, Maryland.

Is ZIP code 21015 mostly owner-occupied?

90% of occupied units in ZIP code 21015 are owner-occupied, well above the national average.

How educated is the population of ZIP code 21015?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 21015?

The median household income in ZIP code 21015 is $135,454, above the national median of ~$75,000.

What is the typical home value in ZIP code 21015?

The median home value in ZIP code 21015 is $410,300.

What timezone is ZIP code 21015 in?

ZIP code 21015 observes the EST timezone.